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Meeting the Requirements

As far as your lender is concerned, here are the typical requirements you usually must meet to eliminate your escrow account:

  • Your mortgage is at least one year old, and you have made on-time payments consistently for the entire year
  • LTV (loan-to-value ratio) has to be under 75%
  • Loan has to be a conventional loan (VA and FHA loans typically cannot shed their escrow accounts; it is part of the condition of a government-backed loan)
  • No taxes or insurance payments can be due in the next 30 days

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Des Moines, Iowa detailed profile. . Estimated median household income in 2009: $42718 (it was $38408 in . Estimated per capita income in 2009: $23545. Des . Median real estate property taxes paid for housing units with no mortgage in .
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Making the Payments Each Year

Des Moines, IA real estate overview - Trulia.com
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Feb 9, 2012 . DES MOINES â “ Iowaâ ™s share of a landmark agreement announced . Miller: Iowa share of mortgage settlement estimated at $40 million .
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Alliance Home Mortgage Inc in Des Moines, IA is a private company . Loans, Home Mortgage Refinance Loan, Home Equity Line Of Credit Calculator, .
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Comments to How to Break Free from Your mortgage estimate des moines iwa

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  2. Great idea – why give the mortgage company an interest-free loan?

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  10. Excellent post!

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    Teresa




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